Special Event Insurance is much like General Liability Insurance in that it protects your business from third-party claims for bodily injury and property damage. The primary difference with a Special Events policy is that it focuses on the attendees of the event. This type of policy can be written to cover more than one event. Oftentimes, if the business plans on having several events throughout the year the policy can be written on an annual basis. It is important to include the set up and tear down for your event. Rainy day coverage is also important to consider if your event is to be held outdoors.